In the sphere of property insurance, a special category is allocated to insurance of jewelry and art objects. The need for such a service is beyond doubt for owners of expensive and collectible items and ornaments. The segment of insurance services under consideration does not differ widely. Few domestic insurance structures are ready to take responsibility for expensive property for a number of reasons.
The main problem is the establishment of the sum insured. Not for everything the owner can submit documents confirming the authenticity and actual cost. This fact refers to the decision when considering the insurance company the issue of accepting insurance for jewelry, products made of precious metals, stones.
The insurance amount for the proposed value can be determined by certified experts using specialized catalogs, auction value or by means of comparative analysis.